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Do you need to borrow money but don't like the idea of paying it all back at once? Many people need some extra cash for emergencies or a large purchase but are unaware of the options available. If you're in a hurry to get some quick cash, researching all the different options and choices might simply be impossible. However, installment loans are quick, simple and will give you the financial flexibility that you really need. https://www.mtploans.com/
Are you currently employed?
Prefer not to say.
No.
Yes.
If you answered yes to Question 1, are you employed full-time?
It fluctuates.
No, only part-time.
Yes.
Rather not say.
If you are not employed, do you receive a minimum $1000/month?
Yes.
No.
Prefer not to say.
I answered.
Is your pay direct deposited into your account?
Yes.
No, I still get paid by check.
Not applicable.
What would you say your credit is like?
Excellent.
I have not credit.
Fair.
Bad.
Prefer not to say.
Good.
How much debt to you have?
Less than $10,000
$30,000 - $50,000
$50,000 +
Prefer not to say.
I have not debt
Less than $30,000
Do you have credit cards?
I have one or two.
I do not want one.
Yes, too many!
I cannot get one.
Do you have a car loan?
Yes.
Prefer not to say.
No.
I don’t own a car.
Do you rent or own your home?
Rent.
Own.
Do you often need money for emergencies?
Never.
All the time.
Maybe once or twice a year
Occasionally.
When you have an emergency, where do you get the money you need?
I borrow it from mom and dad.
Somehow I figure it out.
Does not apply.
I have savings for a rainy day.
I try getting an installment loan but I get denied.
I get a payday loan.
I take a cash advance from my credit card.
What type of emergencies do you typically encounter?
Car troubles.
Not sure, it varies.
Injury and not enough health insurance.
Not applicable.
Pet issues and accidents.
Sometimes I need to make a large purchase but do not have enough money.
How much do you typically need to borrow?
Less than $1000
Less than $2500
I never need to borrow money for anything.
Less than $5000
$5000 +
When you apply for a loan or credit card, do you usually get approved?
Yes, always.
What’s an approval?
Sometimes, depends on the financial institution.
Rather not say.
When you apply for a loan or credit, how do you usually apply?
I never apply for a loan.
It depends.
On the financial institutions website
Over the phone.
On my bank’s website.
In-person at my bank.
If you typically apply online, how would you rate the application process?
It is long and complicated so I often do not complete it.
confusing and not very user-friendly.
Does not apply.
do not remember.
okay.
How fast is the approval process?
It varies.
It takes forever.
Around 1 or 2 business days.
It would be nice if it was instant.
Does not apply.
Which form of credit do you prefer?
Revolving loan.
Does not apply.
Any credit is fine.
Installment loan
Credit cards.
No credit is good.
If you have ever needed a loan, have you taken out a payday loan?
I have never needed a loan
Yes, I hate them.
No, I would never even consider it.
Would an installment loan be a better choice for someone with bad credit?
Yes. It will make it easier for the borrower to pay back the funds.
No. Someone with bad credit should not be borrowing any money.
Not sure.
Is it better to have an instant online approval instead of waiting for a few days?
Not sure.
Yes. At least you will know right away.
No. Banks should take their time to assess the risk.
If you had a financial emergency today, how would you pay for it?
Take it from my savings account.
Not sure.
Sell something.
Try borrowing money.
If you could quickly get approved for an installment loan today, would you give it a try?
Not sure.
Yes!
No way.
Possibly, depends if I need the cash.
This poll was created on 2017-07-08 01:52:24 by MTPLoans