Are you currently employed?
0% (0) | Yes. | |
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0% (0) | No. | |
0% (0) | Prefer not to say. |
0 voters have answered this question.
If you answered yes to Question 1, are you employed full-time?
0% (0) | Yes. | |
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0% (0) | No, only part-time. | |
0% (0) | It fluctuates. | |
0% (0) | Rather not say. |
0 voters have answered this question.
If you are not employed, do you receive a minimum $1000/month?
0% (0) | Yes. | |
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0% (0) | No. | |
0% (0) | Prefer not to say. | |
0% (0) | I answered. |
0 voters have answered this question.
Is your pay direct deposited into your account?
0% (0) | Yes. | |
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0% (0) | No, I still get paid by check. | |
0% (0) | Not applicable. |
0 voters have answered this question.
What would you say your credit is like?
0% (0) | Excellent. | |
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0% (0) | Good. | |
0% (0) | Fair. | |
0% (0) | Bad. | |
0% (0) | I have not credit. | |
0% (0) | Prefer not to say. |
0 voters have answered this question.
How much debt to you have?
0% (0) | $50,000 + | |
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0% (0) | $30,000 - $50,000 | |
0% (0) | Less than $30,000 | |
0% (0) | Less than $10,000 | |
0% (0) | I have not debt | |
0% (0) | Prefer not to say. |
0 voters have answered this question.
Do you have credit cards?
0% (0) | Yes, too many! | |
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0% (0) | I have one or two. | |
0% (0) | I do not want one. | |
0% (0) | I cannot get one. |
0 voters have answered this question.
Do you have a car loan?
0% (0) | Yes. | |
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0% (0) | No. | |
0% (0) | I donâÂÂt own a car. | |
0% (0) | Prefer not to say. |
0 voters have answered this question.
Do you rent or own your home?
0% (0) | Rent. | |
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0% (0) | Own. |
0 voters have answered this question.
Do you often need money for emergencies?
0% (0) | All the time. | |
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0% (0) | Occasionally. | |
0% (0) | Maybe once or twice a year | |
0% (0) | Never. |
0 voters have answered this question.
When you have an emergency, where do you get the money you need?
0% (0) | I borrow it from mom and dad. | |
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0% (0) | I have savings for a rainy day. | |
0% (0) | I get a payday loan. | |
0% (0) | I take a cash advance from my credit card. | |
0% (0) | I try getting an installment loan but I get denied. | |
0% (0) | Somehow I figure it out. | |
0% (0) | Does not apply. |
0 voters have answered this question.
What type of emergencies do you typically encounter?
0% (0) | Car troubles. | |
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0% (0) | Injury and not enough health insurance. | |
0% (0) | Pet issues and accidents. | |
0% (0) | Sometimes I need to make a large purchase but do not have enough money. | |
0% (0) | Not sure, it varies. | |
0% (0) | Not applicable. |
0 voters have answered this question.
How much do you typically need to borrow?
0% (0) | $5000 + | |
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0% (0) | Less than $5000 | |
0% (0) | Less than $2500 | |
0% (0) | Less than $1000 | |
0% (0) | I never need to borrow money for anything. |
0 voters have answered this question.
When you apply for a loan or credit card, do you usually get approved?
0% (0) | WhatâÂÂs an approval? | |
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0% (0) | Yes, always. | |
0% (0) | Sometimes, depends on the financial institution. | |
0% (0) | Rather not say. |
0 voters have answered this question.
When you apply for a loan or credit, how do you usually apply?
0% (0) | In-person at my bank. | |
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0% (0) | Over the phone. | |
0% (0) | On my bankâÂÂs website. | |
0% (0) | On the financial institutions website | |
0% (0) | I never apply for a loan. | |
0% (0) | It depends. |
0 voters have answered this question.
If you typically apply online, how would you rate the application process?
0% (0) | It is long and complicated so I often do not complete it. | |
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0% (0) | confusing and not very user-friendly. | |
0% (0) | okay. | |
0% (0) | do not remember. | |
0% (0) | Does not apply. |
0 voters have answered this question.
How fast is the approval process?
0% (0) | It takes forever. | |
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0% (0) | Around 1 or 2 business days. | |
0% (0) | It varies. | |
0% (0) | It would be nice if it was instant. | |
0% (0) | Does not apply. |
0 voters have answered this question.
Which form of credit do you prefer?
0% (0) | Credit cards. | |
---|---|---|
0% (0) | Revolving loan. | |
0% (0) | Installment loan | |
0% (0) | Any credit is fine. | |
0% (0) | No credit is good. | |
0% (0) | Does not apply. |
0 voters have answered this question.
If you have ever needed a loan, have you taken out a payday loan?
0% (0) | I have never needed a loan | |
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0% (0) | Yes, I hate them. | |
0% (0) | No, I would never even consider it. |
0 voters have answered this question.
Would an installment loan be a better choice for someone with bad credit?
0% (0) | Yes. It will make it easier for the borrower to pay back the funds. | |
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0% (0) | No. Someone with bad credit should not be borrowing any money. | |
0% (0) | Not sure. |
0 voters have answered this question.
Is it better to have an instant online approval instead of waiting for a few days?
0% (0) | Yes. At least you will know right away. | |
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0% (0) | No. Banks should take their time to assess the risk. | |
0% (0) | Not sure. |
0 voters have answered this question.
If you had a financial emergency today, how would you pay for it?
0% (0) | Try borrowing money. | |
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0% (0) | Take it from my savings account. | |
0% (0) | Sell something. | |
0% (0) | Not sure. |
0 voters have answered this question.
If you could quickly get approved for an installment loan today, would you give it a try?
0% (0) | Yes! | |
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0% (0) | No way. | |
0% (0) | Possibly, depends if I need the cash. | |
0% (0) | Not sure. |
0 voters have answered this question.